Bill Burr complained to Joe Rogan that his bank was taking $28 out of his accoun...

Banks are an essential part of our economy. They provide a safe place to keep our money, pay interest on our savings, and lend us money to buy homes.

But they are also profit-seeking businesses.

One of the many ways banks make money is through fees. These fees can seem small, but they do add up. In fact, even high-net-worth celebrities are ranting about it.

“[My bank] is taking $28 a month out of my account for no reason,” top comedian Bill Burr tells Joe Rogan during an episode of the Joe Rogan Experience podcast.

Burr says he didn’t even notice it at first. But when he did, he confronted his bank about it.

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Given that Burr was being charged the monthly fee for five years, you’d think that his bank would pay all of the money back. But the bank said that their records only go back four months and he could only be reimbursed for those four months.

“That’s ridiculous,” Burr says. “The bank looks at it like that’s on you — because I didn’t catch it.”

These days, banks do have a lot of ways to charge fees. Here’s a look at three types of “sneaky” banking fees — and how you can avoid them.

Maintenance fee

Just being a customer of a bank can cost you money through maintenance fees — it’s a fee for simply having your account open.

Personal finance expert Dave Ramsey once called maintenance fees “some of the sneakiest.”

“You agree to them when you open an account, and you may not even realize it until they show up on your statement six months later.”

But there are usually ways to avoid paying this particularly stealthy bank fee. For instance, some banks may waive account maintenance fees for customers who maintain a certain minimum balance. If your account balance is above that threshold, you don’t need to pay the maintenance fee.