Best Credit Cards for Streaming Services of May 2023

The Best Credit Cards for Streaming Services of May 2023

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The pandemic drastically changed our day-to-day lives, and even though the world has opened up again, most of us are still spending more time at home than before. For most people, that means a change to their credit card spending and travel rewards strategy.

If you're watching Netflix, Hulu, or another streaming service while you're hanging out at home, consider using one of the best credit cards that earns bonus rewards on streaming services. There are numerous great options, including cards that earn bonus travel points or cash back — and some offer elevated rewards in other popular categories, as well.

You could earn up to 6% back on your monthly streaming subscription when you use the right credit card.

Here are some of the best credit cards that earn bonus rewards on streaming services.

Compare the best credit cards for streaming services

Best Credit Cards for Streaming Services

• Chase Sapphire Preferred® Card: Best credit card for earning Chase Ultimate Rewards® points
• Blue Cash Preferred® Card from American Express: Best credit card for maximum cash back
• Capital One Savor Cash Rewards Credit Card : Best credit card for cash back on streaming, dining, and entertainment
• Capital One SavorOne Cash Rewards Credit Card: Best credit card for cash back with no annual fee
• U.S. Bank Cash+® Visa Signature® Card: Best credit card for earning bonus rewards on several spending categories
• Capital One SavorOne Student Cash Rewards Credit Card: Best credit card for students
• Citi Custom Cash℠ Card: Best credit card for automatically maximizing cash back
• The Platinum Card® from American Express : Best card for monthly streaming credits
• U.S. Bank Altitude® Connect Visa Signature® Card : Best credit card for earning streaming credits each year
• Prime Visa : Best credit card for Amazon Prime Video
• Apple Card: Best credit card for Apple TV+
• Ink Business Cash® Credit Card: Best credit card that offers bonus rewards on internet

Methodology: How we chose the best credit cards for streaming services

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

A few credit cards offer statement credits for spending on streaming. Others provide entirely free subscriptions to select streaming services. These cards are included in this post.

A number of credit cards provide an incredible return rate for streaming purchases. We've also included these cards. Below are the best credit cards with streaming-specific benefits. They've got a mix of valuable bonuses, excellent bonus categories, valuable ongoing benefits, and an annual fee that is reasonably proportional to the value you can achieve each year.

Why you should trust our recommendations

Insider's cards team does not communicate with the business team about which cards are profitable for the site and which are not. We don't hard sell cards because we genuinely want you to find the best one for your situation. We'll tell you when a credit card is a great deal, and we'll steer you away from cards that are predatory or subpar.

Best credit cards for streaming services frequently asked questions

Best credit card for earning Chase Ultimate Rewards points

Chase Sapphire Preferred® Card

Streaming service earning: The Chase Sapphire Preferred® Card earns unlimited 3 points per dollar on select streaming services.

Welcome bonus offer: 80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening (an increased bonus at the moment)

Annual fee: $95

Other benefits: The Chase Sapphire Preferred® Card is still one of the best travel rewards credit cards available today, largely due to its generous welcome bonus offer, broad bonus categories, and valuable redemption options. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or get potentially more value by transferring points to Chase's airline and hotel partners.

The card also offers a 10% anniversary points bonus and up to $50 per year in statement credits for hotels booked through Chase. If you maximize this hotel credit, you can offset more than half of the card's annual fee.

Chase Sapphire Preferred Card Review

Best credit card for maximum cash back

Blue Cash Preferred® Card from American Express

Streaming service earning: It's hard to beat a rate of return of 6% cash back on any type of purchase, let alone streaming services, but that's just what this card offers on US streaming subscriptions from select providers including Amazon Music, Apple TV+, Audible, Disney+, HBO Now, Hulu, iHeartRadio, Netflix, Prime Video, Showtime, Sling TV, SiriusXM, and YouTube Premium, among others. Plus, the card offers a monthly $7 credit when you pay for a Disney Bundle subscription of $12.99 or more with your card (enrollment required).

Welcome bonus offer: $250 statement credit after you spend $3,000 in purchases on your new card within the first six months from account opening

Annual fee: $0 intro for the first year, then $95

Other benefits: This card has to be one of the top all-around cash-back earners since it also accrues 6% cash back at US supermarkets on up to $6,000 in purchases per year (then 1% back), plus 3% cash back at US gas stations and on transit, including taxis, rideshares, parking, tolls, trains, and buses. It earns 1% back on everything else (cash back is received in the form of Reward Dollars that can be redeemed as statement credits).

American Express Blue Cash Preferred Review

The no-annual-fee Blue Cash Everyday® Card from American Express also comes with a monthly $7 credit for the Disney Bundle, but it doesn't earn bonus rewards on streaming. You can read our Blue Cash Everyday Amex card review for all the details.

Best credit card for cash back on streaming, dining, and entertainment

Capital One Savor Cash Rewards Credit Card

Steaming service earning: Capital One Savor Cash Rewards Credit Card cardholders earn an uncapped 4% cash back on eligible streaming purchases, including Netflix, Hulu, Disney+, and others.

Welcome bonus offer: $300 cash bonus once you spend $3,000 on purchases within the first three months from account opening

Annual fee: $95

Other benefits: Along with streaming, the Capital One Savor Cash Rewards Credit Card also earns 4% cash back on dining and entertainment purchases, 3% back at grocery stores, and 1% back on everything else. For a limited time, it earns 10% cash back on Uber and Uber Eats purchases, plus offers a complimentary Uber One membership (through November 14, 2024). It doesn't add foreign transaction fees, so you can use it abroad and not worry about incurring extra charges. 

Capital One Savor Card Review

Best credit card for cash back with no annual fee

Capital One SavorOne Cash Rewards Credit Card

Streaming service earning: Like its big sibling, the Capital One SavorOne Cash Rewards Credit Card had streaming as a temporary pandemic bonus category that's now been made permanent. Cardholders earn 3% back on eligible streaming services like Hulu, Disney+, and Netflix.

Welcome bonus offer: $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Annual fee: $0

Other benefits: Cardholders can earn 10% cash back on purchases made through Uber and Uber Eats, plus complimentary Uber One membership statement credits through November 14, 2024, and 8% cash back on Capital One Entertainment purchases. Cardholders can also earn 5% cash back on hotels and rental cars booked through Capital One Travel, 3% back on dining, entertainment, and grocery stores, and 1% back on everything else. This card doesn't have any caps on the cash back you can earn, even on bonus purchases, which sets it apart from many other cash-back products. 

Capital One SavorOne Card Review

Best credit card for earning bonus rewards on several spending categories

U.S. Bank Cash+® Visa Signature® Card

Streaming service earning: The U.S. Bank Cash+® Visa Signature® Card is a bit interesting in that cardholders can earn 5% cash back on the first $2,000 spent on qualifying purchases in two combined categories that they designate each quarter. They can select a third category in which to earn unlimited 2% cash back. One of the possible 5% categories is TV and internet streaming services.

Welcome bonus offer: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening

Annual fee: $0

Other benefits: This card's earning structure is what makes it stand out. Not only is the potential of 5% cash back excellent, but its $2,000-per-quarter cap is also relatively high, as is an uncapped 2% category. The 5% categories include department stores, home utilities, furniture stores, movie theaters, gyms, ground transport, clothing stores, electronic stores, fast food, and cell phone providers. The 2% categories include solid choices like grocery stores, gas stations, and restaurants. With a little bit of strategy, this card can be a blockbuster earner.

US Bank Cash+ Card Review

Best credit card for students

Capital One SavorOne Student Cash Rewards Credit Card

Streaming service earning: The Capital One SavorOne Student Cash Rewards Credit Card, like the regular version of the card, earns an unlimited 3% cash back on eligible streaming services — as well as on dining, entertainment, and grocery stores.

Welcome bonus offer: $50 cash bonus once you spend $100 on purchases within 3 months of account opening

Annual fee: $0

Other benefits: Like other Capital One cards, the Capital One SavorOne Student Cash Rewards Credit Card doesn't add foreign transaction fees. Because this card is meant for students just starting out with credit, Capital One will automatically review your account to see if you're eligible for a credit limit increase, as soon as six months after you open the account. For a limited time, it earns 10% cash back on Uber and Uber Eats purchases, plus a complimentary Uber One membership (offer ends November 14, 2024). 

Capital One SavorOne Cash Rewards Student Credit Card Review

Best credit card for automatically maximizing cash back

Citi Custom Cash℠ Card

Streaming service earning: The Citi Custom Cash℠ Card has a unique earning structure: Cardholders earn 5% cash back on up to $500 in purchases in the eligible category they spend the most in each billing cycle (then 1%) and 1% on all other purchases. Select streaming services is one of the eligible categories. 

Welcome bonus offer: $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening

Annual fee: $0

Other benefits: Along with select streaming, other eligible categories for earning 5% cash back are restaurants, gas stations, grocery stores, select travel, select transit, drugstores, home improvement stores, fitness clubs, and live entertainment. So if your expenses tend to fluctuate, it's easy to maximize rewards with the card. Plus, because the card earns rewards in the form of Citi ThankYou points, you can redeem them for more than just cash back.

Citi Custom Cash Card Review

Best credit card for monthly streaming credits

The Platinum Card® from American Express

Streaming service earning: The Platinum Card doesn't earn bonus points for streaming purchases, but it does offer a digital subscription credit of up to $20 per month (up to $240 annually). Eligible digital subscriptions include Hulu, ESPN+, Disney+ (including the Disney Bundle), Peacock, Audible, SiriusXM, and The New York Times.

Welcome bonus offer: 80,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first six months of card membership

Annual fee: $695

Other benefits: This premium credit card comes at a high cost, but for the price, you'll receive a huge range of benefits that can be worth far more than the annual fee. Cardholders receive up to $200 per year in Uber Cash credits**, up to $200 per year in airline incidental fee credits**, up to $200 for prepaid hotels through Fine Hotels & Resorts or The Hotel Collection (minimum two-night stay), a Global Entry or TSA PreCheck credit, and much more.

American Express Platinum Card Review

Best credit card for earning streaming credits each year

U.S. Bank Altitude® Connect Visa Signature® Card

Streaming service earning: The U.S. Bank Altitude® Connect Visa Signature® Card earns 2x points (effectively 2% back) on streaming services. Plus, each 12-month period, as long as you've used the card to pay for eligible streaming services in the previous consecutive 11 months, you'll receive a $30 credit. 

Welcome bonus offer: 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

Annual fee: $0 intro for the first year, then $95

Other benefits: Cardholders also earn 4x points on travel and at gas stations, 2x points at grocery stores and on grocery delivery and dining, and 1 point per dollar on all other purchases. The card also comes with perks like cell phone protection, a Global Entry or TSA PreCheck application fee credit, and Visa Signature benefits.

In addition, this card offers a Priority Pass Select airport lounge membership with four free visits per year, trip cancellation/interruption insurance, and trip delay insurance.

US Bank Altitude Connect Card Review

Best credit card for Amazon Prime Video

Prime Visa

Streaming service earning: Amazon Prime members earn 5% back at Amazon, including annual Amazon Prime membership and its access to Amazon's extensive original and licensed content.

Welcome bonus offer: $150 Amazon gift card and 5% back on all purchases, up to $2,500, for three months after account opening

Annual fee: $0, but you must be an Amazon Prime member to qualify, so you're looking at either $14.99 per month or $139 per year

Other benefits: Cardholders also earn 5% back at Whole Foods and on travel booked through Chase, 2% back at restaurants, gas stations, and local transit and commuting (including rideshare), and 1% back on all other purchases. They can redeem their rewards for Amazon.com purchases, as a statement credit or direct deposit to a linked bank account, or use them toward gift cards or travel.

Amazon Prime Visa Card Review

Best credit card for Apple TV+

Apple Card

Streaming service earning: This relative newcomer earns 3% back on Apple purchases including items from iTunes, the App Store, and subscriptions to Apple Music and Apple TV+. Cash back is earned in the form of Daily Cash, which you can use to pay for purchases via Apple Pay.

Welcome bonus offer: None

Annual fee: $0

Other benefits: The Apple Card earns 3% back on Uber, UberEATS, at Walgreens and Duane Reade, in T-Mobile stores, and at Nike (when you use Apple Pay), 2% cash back on Apple Pay purchases, and 1% on everything else. Even more interesting, the card does not charge over-the-limit or late fees, which should give some consumers a little bit of extra breathing room.

Some cards offer bonus rewards on internet, too

If you're thinking of upgrading your internet service or simply want to earn rewards on that expense too, keep in mind that some of the best small-business credit cards offer bonus points in this category.

For example, the Ink Business Cash® Credit Card from Chase earns 5% cash back (5x points) on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account year (then 1% back).

Or consider the Ink Business Preferred® Credit Card, which earns 3x points on internet, cable, and phone services,  shipping purchases, advertising purchases on social media sites, and travel, on the first $150,000 in combined purchases spent each account anniversary year in these categories (then 1x).