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Chase Credit Card Spending Bonuses: up to 10x on Common Purchases

 1 year ago
source link: https://www.businessinsider.com/personal-finance/chase-credit-card-spending-category-bonuses
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Chase cards are offering up to 10x bonus points at gas stations, grocery stores, and Amazon — here's how to find out if you qualify

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Check your Chase cards to see if you're targeted for bonus rewards in categories like grocery stores. d3sign/Getty Images
  • Many Chase co-branded credit cards are eligible for limited-time bonus spending offers right now.
  • If you're targeted, you could earn between 5 and 10 points per dollar for everyday spending at gas stations, grocery stores, or Amazon.com.
  • This promotion lasts from October 1 to December 31, 2022.
  • Read Insider's guide to the best travel rewards credit cards.
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It's been a while since we've seen targeted limited-time bonus categories from Chase, but now there are substantial offers to earn bonus rewards on a wide range of credit cards. These include earning 10 points per dollar at gas stations and 5 points per dollar at Amazon and grocery stores through the end of the year. There are some caveats, which we'll cover below.

Many Chase cards — including co-branded Marriott, Hyatt, Southwest, and United cards — are getting offers. Unfortunately, not everyone qualifies. If you're eligible, it's possible that you've received an email with an activation link to your offer.

Insider's Featured Rewards Credit Cards
  • 629631d230506900183100d6?width=400
    Wells Fargo Autograph℠ Card
  • 60da4ce21477f300188c8385?width=400
    Citi Premier® Card
  • 611bd130a4b07b0018adf129?width=400
    Chase Sapphire Preferred® Card
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Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
Rewards Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
Earn unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1x points on other purchases.
Intro Offer Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
30,000 bonus points when you spend $1,500 in purchases in the first 3 months from account opening
Annual Fee Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
Rewards Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
Earn 3x ThankYou® points at restaurants and supermarkets. Earn 3x ThankYou® points at gas stations, air travel, and hotels. Earn 1x ThankYou® points on all other purchases
Intro Offer Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Annual Fee Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
Rewards Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.
Intro Offer Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
Annual Fee Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.
Apply now
On Wells Fargo's website

Even if you didn't get an email, it's easy to check if your card is targeted. Here's how to find out and what to know about these promotions.

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Chase credit card spending bonuses

Chase Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Boundless® Credit Card
4.6/5
A five pointed starA five pointed starA five pointed starA five pointed starA five pointed star
Intro offer
100,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening
Rewards
Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy®. Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points for every $1 spent on all other purchases.
Annual Fee
On Chase's website

Marriott Bonvoy Boundless® Credit Card from Chase

Chase Marriott Bonvoy Boundless® Credit Card
On Chase's website

Card Details

Rewards
Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy®. Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points for every $1 spent on all other purchases.
Annual Fee
Intro offer
100,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening
Recommended Credit
Good to Excellent
Regular APR
18.24% - 25.24% Variable
Editor's Rating
4.6/5
A five pointed starA five pointed starA five pointed starA five pointed starA five pointed star

Pros & Cons

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Highlights

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Additional Reading

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Between October 1 and December 31, 2022 (at 11:59 p.m. Eastern Time), select Chase cardmembers can earn:

  • 10 points per dollar at gas stations
  • 5 points per dollar at Amazon.com and grocery stores

You will only earn this bonus on up to $1,500 in spending with each card. If you think you'll spend more than that in the above categories, it's a good idea to check multiple Chase cards. Then, if you max out your spending on one card, you can move to the next.

There's no official list of which Chase credit cards are participating in these promotions, but it only takes a few seconds to see if your card is targeted and activate the offer. Currently, we're seeing over 20 credit cards eligible for this bonus. You can visit the Chase bonus activation website and enter your last name, zip code, and last four digits of your card number, and you'll immediately find out if your card is eligible (and if it is, the offer will activate).

Chase

The Insider team has checked multiple credit cards, and we qualify for this bonus on the majority of Chase cards. This appears to be a not-so-exclusive targeted promotion.

Chase

We're seeing cobranded Chase cards which earn points with Aeroplan, British Airways, Hyatt, IHG, Marriott, Southwest, United Airlines, and more. Based on Insider's valuations, this bonus affords you the following returns:

  • Aeroplan points — 10x points = 15% back; 5x points = 7.5% back
  • British Airways Avios points — 10x points = 13% back; 5x points = 6.5% back
  • Hyatt points — 10x points = 15% back; 5x points = 7.5% back
  • IHG points — 10x points = 7% back; 5x points = 3.5% back
  • Marriott points — 10x points = 7% back; 5x points = 3.5% back
  • Southwest points — 10x points = 14% back; 5x points = 7% back
  • United Airlines miles — 10x points = 13% back; 5x points = 6.5% back

These deals are a great way to earn bonus rewards on purchases you might make anyway, but it doesn't always make sense to take advantage. For example, if you already have one of the best credit cards for grocery shopping, you may still do better sticking with your usual card for these purchases. Or, if you're working hard to earn a welcome bonus, it'd be worth it to forego these bonuses to meet your spending requirement.

Bottom line

Check your email to see if you're targeted for this latest Chase promotion — or click here to see if you qualify. If you've got a co-branded Chase credit card, it's worth a quick look.

If you're working on boosting your points and miles balances in a specific program, these offers are a good opportunity to earn a nice chunk of rewards quickly. Be sure to read Insider's guide to the best rewards credit cards to find out other ways to make the most of your spending.

Jasmin Baron is an editor at Insider, responsible for credit card coverage on Personal Finance Insider. She is also a Certified Educator in Personal Finance (CEPF).Before joining the Insider team, she was a senior editor at The Points Guy and Million Mile Secrets, covering credit cards, points and miles, and loyalty programs. Her expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada.You can reach Jasmin at [email protected]. Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services »
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Credit cards reporter
Joseph Hostetler is a credit cards reporter for Insider who also covers helpful miles and points tricks. He is also a Certified Educator in Personal Finance (CEPF). Joseph has more than five years of experience writing professionally about credit cards, previously authoring and editing for The Points Guy and Million Mile Secrets.  You can reach Joseph at [email protected]. Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services »
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Read our editorial standards.

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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