The launch of Bitcoin over a decade ago opened up unending opportunities for developers to create and subsequently launch a plethora of trends, most based on the permanent, immutable, transparent, and distributed ledger—blockchain. In that period, we have witnessed the emergence of trends like decentralized finance [DeFi], non-fungible tokens [NFTs], and the buzzing Metaverse. 

With DeFi experiencing an exponential rise in interest and valuation, thanks to the influx of hundreds of protocols, investors can now borrow, lend, and stake assets to earn annual percentage yields [APYs]. The challenge, however, with these existing protocols is that most offer meager yield percentages, have scheduled withdrawal dates, and require you to lock-up assets for a specific time. 

Well, all that is about to change with the new Crypto Banking app hi.

Flexible Earn Via hi 

Rapidly emerging as a market-leader, hi has introduced the unparalleled concept of Flexible Earn. With this feature, USDT and ETH holders can now earn higher yields on their assets by moving them to the hi platform. 

hi offers an 11% APY on USDT and 5.5% on ETH with no lock-up and no restriction on withdrawal. Yields are paid out in kind, that is the same asset that was deposited, on Fridays. 

What’s more, eliminating an existing entry barrier, hi has a minimum deposit of just 50 USDT and 0.1 ETH. Ergo, allowing all investors to earn interest on their savings. 

And that’s not all, just for holding assets with hi, members get access to all sorts of premium lifestyle benefits.  Some of these benefits include, but are not limited to, concierge services, entertainment and streaming subscriptions, and best rates at famous 5 Star hotels. 

How to Move Your Assets to the hi App

In addition to offering numerous benefits, the hi team has simplified the sign-up process, thus making it easier for prospective users with little-to-noThe -knowledge of cryptocurrencies to move their assets and begin earning high APYs. 

You are required to download the hi app for IOS or Android operating systems. Once that is done, you can sign up in just a few seconds and you can get started by making your first deposit of ETH or USDT… or any other supported currency.

Yields are paid out each Friday and are available for instant withdrawal. 

Taking things up a notch, hi has incorporated the “direct bank transfer” feature which allows users to conveniently deposit US dollars in their hi account using bank transfer. With a ratio of $1 to 1 USDT, the best rate at the moment, all transfers are free, as stated by the hi team. All transfers are secure and would typically take maximum 4 – 6 days to be processed. 

“… hi, when compared with Celsius and BlockFi, has proven to be miles ahead”

While there are so many platforms currently offering APYs, hi, when compared with Celsius and BlockFi, has proven to be miles ahead. While hi offers an 11% and 5.5% yield on USDT and ETH respectively, Celsius and BlockFi—two leading competitors—only offer an 8.5%, 5.35%, and 9.25%, 1.5% respectively. 

Additionally, earning yields on hi does not require lock-up, nor are there any restrictions on withdrawals, unlike Celsius and BlockFi. 

hi is leveraging the features of blockchain technology to build a functional crypto banking app that combines the modern-day crypto exchange design and a next-generation banking app to deliver a sustainable platform where users can earn APYs for simply moving their assets to the app. 

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